In the late 1800's triple-deckers were a cost-effective way to house the thousands of immigrant factory workers in emerging New England industrial cities.
Triple-deckers are usually defined by their roof style as being gable, hip, or flat-roofed and typically lack ornamentation. Inexpensive decorative details seen on many triple-deckers include porch railing posts and 3-story bay windows facing the street.
Their more expensive predecessors are the rows of Brownstones lining the streets of Boston. These early 19th century homes were built for the urban middle class looking for something more sophisticated than brick or wood construction. Wealth was displayed in these elaborate homes with carved exteriors, wrought iron details, and high stairway entrances.
Starting in the early 1980's both style homes became very desirable as buyers often looked to them as a means of living in one unit and renting the other two, thus helping them pay their mortgage. As condominiums became more common many were converted into individually owned units.
Insuring these special homes takes expertise and knowledge which is one of the reasons Brownstone Insurance is so hyper-focused in this market.
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