Know Your Insurance Coverage When Severe Weather Strikes


A powerful storm that swept through Virginia this Monday has left 73,000 people still without power. The storm blew over trees, damaged buildings and downed power lines.

Did you know that you possibly have coverage under your homeowner's policy which would reimburse you for food items that spoil in your refrigerator should your power go out? This is typically known as Refrigerated Products Coverage.

Also, should you live in a condo or apartment building that experiences a power surge or electrical issues after the power returns, you may be covered under your master policy should you have Energy Equipment Breakdown Coverage (which is included in every Brownstone policy).

Protect your home and your family first when severe weather strikes and then touch base with your insurance agent.