Equipment Breakdown Coverage is Just ONE Reason to Insure with Brownstone

The Equipment Breakdown Coverage of your Brownstone Insurance policy  is just one of the many things that makes your policy unique. This  coverage is included with every Brownstone policy for no extra charge  through our partnership with Hartford Steam Boiler.

This endorsement covers things like your building's security system,  laundry room, AC unit, heating unit, elevators and systems that run  clubhouses, gyms and other amenities your building might include. Here  is a list of some of the most commonly-used equipment that would be  covered under your Brownstone policy:

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  • Climate Control/HVAC
  • Hot water heating
  • Elevators, including motors and controls
  • Electrical distribution equipment
  • Fire detection and alarm systems
  • Fire system pumps for sprinkler system
  • Emergency power generators
  • Pool pumps and motors
  • Security monitoring equipment
  • Communications equipment
  • Shared laundry equipment
  • Leasing office business machines


Did you know that power surges are the #1 cause of equipment damage throughout the U.S.?

Well you're in luck, because your Brownstone Insurance policy with Equipment Breakdown Coverage will cover that! Another major concern for property owners is usually boiler failure, which would also be covered.

Brownstone Insurance looks out for our customers by offering the best coverages and most options on your policies. Contact us for a free coverage evaluation and a free, no-obligation quote.