Protect Your Property and Inhabitants from Fire

Careful planning can often help you avoid loss or injury to your property and tenants. Follow these fire prevention and safety tips:

Take Precautionary Measures:

  • Smoke detectors should be installed on each level of your building and outside every sleeping area. We recommend a professionally installed system that wires all detectors to a central alarm so if a fire occurs in a remote area, the signal can be heard throughout the house. If you opt for battery operated smoke alarms, be sure to check the batteries regularly and replace them semi-annually.

  • Multi-purpose fire extinguishers (type ABC) should be kept in areas accessible to the kitchen, furnace, hot water heater, laundry room and garage if applicable. Keep at least one extinguisher on each floor of your building and clearly label each extinguisher with the type of fire it is designed to extinguish.

Encourage Safety:

  • Establish and post an escape plan for all of your tenants to view.

  • Every tenant should be able to unlock all exit doors and ground-floor windows for quick escape.

If Your Building has Fireplaces…

  • Have the chimneys professionally inspected and cleaned at the beginning of each heating season and periodically thereafter, depending on the extent of use. This will clear out soot and creosote that cause puffbacks and chimney fires.

  • Suggest tenants use a fire screen to control flying embers and burn only seasoned hardwood to reduce the potential for creosote buildup.

  • Ashes should be placed only in a metal container and removed from the house immediately.

  • If your property has a wood roof or is located in a windy area, you should install a spark arrestor for any chimneys.
This information is courtesy of Chubb Insurance and is advisory in nature.